Sometimes, its because everyone's different that makes the world such a colourful place. Over the weekend, we had a discussion that brought a lot of pain...it was about this investment venture that didn't go through. The only reason behind it was due to different level of acceptable risk between us and my fiance's parents. Because we didn't go ahead with it, we lost out on making a $100K profit and his parents, another $100K. It wasn't huge but his parents don't see eye to eye with us and was worried and wasn't very comfortable with the amount of risk. The risk to us is neglible as we know that there is no way we will lose a cent on this. It was an investment in property and they were worried about us making the repayments. However, we were only interested in riding the boom and sell within 1 year...growth for the past year was 40%. We would have bought it and sold it within 6-8 months. Hence, the only thing we were looking out for in a house was potential growth in the area and location. He did tell me that his parents would know that it is a missed opportunity and will live to regret but just not telling us straight that they wished they had listen to us.
Been trying to look at it as a $100K profit that was never meant to be so it is not considered a loss...it was not something we could have achieved on our own as well since we don't have the capital. But it is still very painful...wonder when will this wound heal...a $100K wound...another opportunity down the drain...i wonder how many more opportunities do i have....
Sunday, January 21, 2007
Sunday, January 14, 2007
ideas that can't be actioned...
I came up with a business idea again...but just like many other ideas, I have to bin it as it involves a huge startup cost.
There's this guy at work...family's filthy rich. Has so much money that there is no need to work for the rest of his life. But the problem with him is, he don't know how to invest or make more money out of whatever he has! I've told him to invest in some managed funds with high growth, China, Emerging markets etc etc and he prefers to let it sit in some low growth fund and earn 17-19% when the ones I told him to invest in, grew 25-35% last financial year!!! His reply was, it was too hard..had to sell down the whole portfolio and buy again.
Here I am, trying to maximise what I've got and hopefully, make the best investment choices and that my online business will bring me a steady income. If i had his money, I would have jumped on a lot of opportunities and would have made a fair bit...oh well, I guess that's life. Not everyone has that money making instinct or a sound business brain. I should thank god that I have one and hopefully, make full use of every opportunity I have :)
There's this guy at work...family's filthy rich. Has so much money that there is no need to work for the rest of his life. But the problem with him is, he don't know how to invest or make more money out of whatever he has! I've told him to invest in some managed funds with high growth, China, Emerging markets etc etc and he prefers to let it sit in some low growth fund and earn 17-19% when the ones I told him to invest in, grew 25-35% last financial year!!! His reply was, it was too hard..had to sell down the whole portfolio and buy again.
Here I am, trying to maximise what I've got and hopefully, make the best investment choices and that my online business will bring me a steady income. If i had his money, I would have jumped on a lot of opportunities and would have made a fair bit...oh well, I guess that's life. Not everyone has that money making instinct or a sound business brain. I should thank god that I have one and hopefully, make full use of every opportunity I have :)
Saturday, January 13, 2007
Women can be such bitches
I really don't understand why women can be so difficult. And when you're not in their good books, they will come up with all kinds of ideas to make your life difficult..or rather..a living hell. My enemy for the day...a manager at work who's in her 30s, unmarried, desperate and suits the title 'bitch' to a T! I had a run in with her 18 mths ago but guess, that is still fresh in her mind.
I've met many women who are single, in their 30s and are happy. I wish they can all be like that. Unfortunately, there are a lot more who are single and very angry at the world for their situation. I have to say that sometimes, SOME women dress, behave and act in a certain way that attracts the wrong type of guy. And who can they blame? If you're wasted a few nights a week at the pub and falling everywhere, why should you complain that men don't want a serious relationship but only wanna have sex? You have afterall, created a image to men that you are wasted, out for a good time and am an easy target? So therefore, i strongly believe that a person's behaviour and character is the main driving force behind who you meet and the type of relationship you'll have.
As for this manager at work, how about having a makeover, wipe that 'i am angry with the world' look off your face and have be more approachable? Bitchyness will take you no where and only increase the number of enemies you have around you. With that look in your eyes and on your face, don't you even dare wonder why you are still a spinster! And in the mean time, i shall flash my huge engagement ring at your face and all you can do is look in envy. You can earn more than me but at the end of the day, I have a more fulfilling and happier life than you and most importantly, I am surrounded by wonderful people. :)
I've met many women who are single, in their 30s and are happy. I wish they can all be like that. Unfortunately, there are a lot more who are single and very angry at the world for their situation. I have to say that sometimes, SOME women dress, behave and act in a certain way that attracts the wrong type of guy. And who can they blame? If you're wasted a few nights a week at the pub and falling everywhere, why should you complain that men don't want a serious relationship but only wanna have sex? You have afterall, created a image to men that you are wasted, out for a good time and am an easy target? So therefore, i strongly believe that a person's behaviour and character is the main driving force behind who you meet and the type of relationship you'll have.
As for this manager at work, how about having a makeover, wipe that 'i am angry with the world' look off your face and have be more approachable? Bitchyness will take you no where and only increase the number of enemies you have around you. With that look in your eyes and on your face, don't you even dare wonder why you are still a spinster! And in the mean time, i shall flash my huge engagement ring at your face and all you can do is look in envy. You can earn more than me but at the end of the day, I have a more fulfilling and happier life than you and most importantly, I am surrounded by wonderful people. :)
Thursday, January 11, 2007
People can be so nasty!!!
Went to the post office today and there was this guy who made an unnecessary remark and that I wished I could turn around and say, if you have nothing good to say, then keep your mouth shut!
Why are people so nasty and angry? The worst thing is, they take it out on others who are innocent and are just serving them at the bank, post office, shops or over the phone. Over the years, I realised that life is never smooth sailing. When things don't turn out the way we want it to, why take it out on others. How about focusing on solving the problem than complain about the problem?
This could be what I learn in buddhism, to learn to stay calm and not get to worked up because thats when you make even more mistakes. I have to admit that I have been in scenarios where I feel like screaming and there's so much anger in me that I need to take some timeout and go for a 5min walk at the park and once, went to the bathroom and cried. At the end of the day, at least I know that I didn't say anything in anger and I gave myself an opportunity to calm down and make the necessary decisions.
Plus, there's the problem or karma/retribution! Be nice to others and they will be nice to you as well! Screaming, shouting and being nasty wouldn't solve the problem. Well, the post office didn't do what I want them to do today as well and I spoke to the manager and got them to get around the situation. I left getting what i needed to do, done. Isn't it all that matters?
So hopefully, people can be less angry. Everyone's stressed and everyone has problems to deal with. There is absolutely no need to take it out on anyone.
Why are people so nasty and angry? The worst thing is, they take it out on others who are innocent and are just serving them at the bank, post office, shops or over the phone. Over the years, I realised that life is never smooth sailing. When things don't turn out the way we want it to, why take it out on others. How about focusing on solving the problem than complain about the problem?
This could be what I learn in buddhism, to learn to stay calm and not get to worked up because thats when you make even more mistakes. I have to admit that I have been in scenarios where I feel like screaming and there's so much anger in me that I need to take some timeout and go for a 5min walk at the park and once, went to the bathroom and cried. At the end of the day, at least I know that I didn't say anything in anger and I gave myself an opportunity to calm down and make the necessary decisions.
Plus, there's the problem or karma/retribution! Be nice to others and they will be nice to you as well! Screaming, shouting and being nasty wouldn't solve the problem. Well, the post office didn't do what I want them to do today as well and I spoke to the manager and got them to get around the situation. I left getting what i needed to do, done. Isn't it all that matters?
So hopefully, people can be less angry. Everyone's stressed and everyone has problems to deal with. There is absolutely no need to take it out on anyone.
Saturday, January 6, 2007
Shane and Simone Warne
For those who don't know Shane Warne, he is one of Australia's top cricket player. He has been caught on numerous occasions having affairs with many women, which was one of the reasons why simone left him. They are separated but still live together (??) so that it wouldn't affect the 2 beautiful kids. Now, there's talks that they are back together. Some would call her stupid for letting him hurt and embarass her time and time again.
I feel that when a marriage breaks down and there's kids involved, there are so many decisions to make. Do you walk away because you believe you should and you deserve another chance at happiness or should you stay in an unhappy marriage for the kids. She has given him numerous chances but he has failed her time and time again. There must be a lot of women out there faced with this question.
Divorce is such a common thing these days and you never know if a relationship is going to last forever. I have to say that people do get married for the wrong reason as well. However, I feel that people don't seem to put in any effort to maintain the relationship after marriage. It must be worst when you start having kids. There's no longer time to go out for a nice quiet meal together, take a stroll at the park or just lie in each other's arms. At the end of the day, the most important thing I guess is not to take each other for granted. One shouldn't assume that their partners will be there for them no matter what you do.
Everyone loves to be pampered and pampering doesn't mean buying a huge diamond ring or bringing them shopping. Pampering can be simple, eg watching the sunset, stroll at the beach, lie on the grass at the park reading together etc etc.
So well, to everyone out there, hopefully we'll all treasure what we have. :)
I feel that when a marriage breaks down and there's kids involved, there are so many decisions to make. Do you walk away because you believe you should and you deserve another chance at happiness or should you stay in an unhappy marriage for the kids. She has given him numerous chances but he has failed her time and time again. There must be a lot of women out there faced with this question.
Divorce is such a common thing these days and you never know if a relationship is going to last forever. I have to say that people do get married for the wrong reason as well. However, I feel that people don't seem to put in any effort to maintain the relationship after marriage. It must be worst when you start having kids. There's no longer time to go out for a nice quiet meal together, take a stroll at the park or just lie in each other's arms. At the end of the day, the most important thing I guess is not to take each other for granted. One shouldn't assume that their partners will be there for them no matter what you do.
Everyone loves to be pampered and pampering doesn't mean buying a huge diamond ring or bringing them shopping. Pampering can be simple, eg watching the sunset, stroll at the beach, lie on the grass at the park reading together etc etc.
So well, to everyone out there, hopefully we'll all treasure what we have. :)
Thursday, January 4, 2007
Saddam Hussein's execution is on You Tube!
Well, I had this weird feeling that Saddam Hussein's execution will be on You Tube pretty soon and I was right. EVERYTHING IS ON YOU TUBE THESE DAYS! I have not watched the execution and I don't think I'll ever watch it. I can never handle movies like Saw and don't think it's a very nice thing to watch.
I have always felt that there is a conspiracy theory behind Saddam Hussein. Wasn't very convinced about George Bush's idea of 'weapons of mass destruction' and then proceed to bomb a country. They finally found Saddam Hussein in a tiny hole and it was all over the news...and after that, nothing. Not a single word about where he is, how he is and then the trial. I knew he will be executed but it was pretty shocking that it was carried out so swiftly. Is that the real Saddam Hussein, did they really execute him and is he really dead? I guess sometimes, we can only trust what's reported. And thats the problem. I don't trust what's in the news anymore, especially when it comes to politics and war.
I have always felt that there is a conspiracy theory behind Saddam Hussein. Wasn't very convinced about George Bush's idea of 'weapons of mass destruction' and then proceed to bomb a country. They finally found Saddam Hussein in a tiny hole and it was all over the news...and after that, nothing. Not a single word about where he is, how he is and then the trial. I knew he will be executed but it was pretty shocking that it was carried out so swiftly. Is that the real Saddam Hussein, did they really execute him and is he really dead? I guess sometimes, we can only trust what's reported. And thats the problem. I don't trust what's in the news anymore, especially when it comes to politics and war.
Tuesday, January 2, 2007
paris hilton...
I was watching news today and well...paris hilton was mentioned. I have to say that somedays, i actually reckon she's a smart businesswoman. How did she become who she is today? She can't sing, she's not beautiful or elegant and I can name countless people who are more talented than her!
I reckon she's all about marketing. It doesn't matter whether we believe what she says, people actually talk about her and discuss how much they dislike her and how childish, naive or silly her latest behaviour is! She puts herself in the spotlight everyday, have her photographs splashed all over the gossip magazine and thats how she earns her pocket money. Apparently, she was offered $5 million to come to Australia to promote a beer over the festive season! She has created her own reality tv to put herself in the spotlight, i'm not surprise if she is the one who actually release her own sex video and she must have paid lots to the producers who made her first album so that we can hear her purr.
Paris Hilton is the best example of what money can buy and what you can achieve with money! Unfortunately, she has an expiry date. I don't think she's close to it but there will be one day..where we will give up and stop wanting to hear about her. She will start getting wrinkles and end up having botox and plastic surgery. There has been a few engagement and there will be a few more engagements, weddings and divorce. Feels as though we can tell her lifestory even before she actually lives it!
I guess at the end of the day, the question that I would love an honest answer from paris would be, is this all worth it? Is being followed by paparazzi and giving up all that freedom worth it just to get attention from the rest of the world? She is after all a hilton..and I believe that there is enough $ for her to be buying hermes, chloe, jimmy choos, dine at top restaurants, party her life away, travel around the world and not work a single day of her life. I wonder if there will be a time further down the track where she'll sit back and wonder to herself...what if she actually chose to lead a normal heiress life.....
Thats life isn't it? Being at the crossroad everyday, making decisions and wonder if that was the right decision to make? Will we live to regret our decisions? Time will tell :)
I reckon she's all about marketing. It doesn't matter whether we believe what she says, people actually talk about her and discuss how much they dislike her and how childish, naive or silly her latest behaviour is! She puts herself in the spotlight everyday, have her photographs splashed all over the gossip magazine and thats how she earns her pocket money. Apparently, she was offered $5 million to come to Australia to promote a beer over the festive season! She has created her own reality tv to put herself in the spotlight, i'm not surprise if she is the one who actually release her own sex video and she must have paid lots to the producers who made her first album so that we can hear her purr.
Paris Hilton is the best example of what money can buy and what you can achieve with money! Unfortunately, she has an expiry date. I don't think she's close to it but there will be one day..where we will give up and stop wanting to hear about her. She will start getting wrinkles and end up having botox and plastic surgery. There has been a few engagement and there will be a few more engagements, weddings and divorce. Feels as though we can tell her lifestory even before she actually lives it!
I guess at the end of the day, the question that I would love an honest answer from paris would be, is this all worth it? Is being followed by paparazzi and giving up all that freedom worth it just to get attention from the rest of the world? She is after all a hilton..and I believe that there is enough $ for her to be buying hermes, chloe, jimmy choos, dine at top restaurants, party her life away, travel around the world and not work a single day of her life. I wonder if there will be a time further down the track where she'll sit back and wonder to herself...what if she actually chose to lead a normal heiress life.....
Thats life isn't it? Being at the crossroad everyday, making decisions and wonder if that was the right decision to make? Will we live to regret our decisions? Time will tell :)
Monday, January 1, 2007
FIANCE AND HIS NASTY NASTY FAMILY
Nothing is perfect..how true. My fiance is the most wonderful person that any girl can ever wish for! We do have our usual squabbles like every other couple but it will never last for long. He is definitely a guy worthy of all the sacrifices that I have to make!
Well..the only problem is...his family. I am a bubbly, fun-loving and easy-going person and gets along well with everyone. Never has it crossed my mind that I can actually hate someone to this extent! There has been so many occasions where I thank my parents for introducing me to buddhism. To forgive and forget and that there is retribution in this world. In short, THEY WILL BE PUNISHED FOR ALL THE NASTY THINGS THAT THEY HAVE SAID AND DONE!
Parents - They are very picky, strict, serious, pessimistic, boring, traditional and stressful. They worry about everything and prepare themselves for the worst case scenario. There is a lack of trust, communication and love within their family as well. Being a finance graduate, I have to say that I am pretty good with my money. Unfortunately, they like to question my fiance and myself about our financial status and it is UNACCEPTABLE! This has definitely stepped way beyond my comfort zone. My parents brought me up, trusting that I know what I am are doing. I was never questioned on the way I spend, unless I went way-off budget and maxed the credit card and have to ask them for help!
Sisters - Eldest sister is the pain in the ass and thank god she lives in another city! She believes that she's perfect, rich, successful and no one can measure up. Did I mention snobbish? She loves telling us how glamourous her life is and I wish I can tell her that she's actually an embarassment. I would love to tell her that wearing a tiffany & co silver bracelet is nothing and that she should let me know the next time she buys a louis vuitton. I'll give her some $ so that she can get a better one because the one that she carries everywhere is hideous! Lastly, I wish I can tell her that such things do not make her any better than anyone else. She can pretend to be upmarket and lead a glamourous life, eating at expensive restaurants and wear designer clothing but everyone will know once they meet the rest of the family so why bother? Why spend all the money on designer clothing when your parents can barely make ends meet. Your dad's a gardener and your mum's a cleaner. These are respectable jobs but they will never fit into her fantasy world of designer brands so what is the point? Many times, I've decide to shut up because nothing good will be coming out of my mouth and its better to not say anything and live with it than to give her a piece of my mind and live to regret and incur the wrath of the rest of the family. At least I can pretend to get along with them at this point in time. So well, she's gone and I won't have to see her for a few months! Thank god!
Youngest sister - dumb. Definitely an attention-seeker would believes that everything revolves around her. She talks about nothing but cosmetics and fashion and has nothing intelligent to say. Our last conversation was about her ball dress. She has a turquoise dress that she wore as a bridesmaid and I would say that she looks good in it. Their family isn't coping very well financially and I feel that she should just wear that dress and go for her ball. Unfortunately, she don't like the colour (!!!) and wants her mum to make something for her so that no one else will have the same dress. I wish I can tell her that everyone has seen her in her school uniform and jeans and t-shirt. Having Karl Lagerfield designing a dress for her, have an entourage of top make-up artist and hair stylist will not turn her into a supermodel so WHY BOTHER! Everyone wants to look beautiful but her idea is to look drop-dead gorgeous, be the talk of the town/school and have guys falling head-over heels! Trust me, she will never be all that so why bother! She's only 16 and is doing really badly in school. Maybe she should learn how to focus on more important things!
So well, thats pretty much the family. They are the total opposite from my family and it has been so difficult getting along with them. I am not used to many things they do, the decisions they make but have decided to keep quiet and watch them fall than to help. They have, on many occasions, treat me as an outsider. I have cried and wished that things are different but have reached a stage where I will only protect my fiance and myself. They'll lead their life and I'll lead mine and hopefully, the chances of us having to cross path is minimised :)
Well..the only problem is...his family. I am a bubbly, fun-loving and easy-going person and gets along well with everyone. Never has it crossed my mind that I can actually hate someone to this extent! There has been so many occasions where I thank my parents for introducing me to buddhism. To forgive and forget and that there is retribution in this world. In short, THEY WILL BE PUNISHED FOR ALL THE NASTY THINGS THAT THEY HAVE SAID AND DONE!
Parents - They are very picky, strict, serious, pessimistic, boring, traditional and stressful. They worry about everything and prepare themselves for the worst case scenario. There is a lack of trust, communication and love within their family as well. Being a finance graduate, I have to say that I am pretty good with my money. Unfortunately, they like to question my fiance and myself about our financial status and it is UNACCEPTABLE! This has definitely stepped way beyond my comfort zone. My parents brought me up, trusting that I know what I am are doing. I was never questioned on the way I spend, unless I went way-off budget and maxed the credit card and have to ask them for help!
Sisters - Eldest sister is the pain in the ass and thank god she lives in another city! She believes that she's perfect, rich, successful and no one can measure up. Did I mention snobbish? She loves telling us how glamourous her life is and I wish I can tell her that she's actually an embarassment. I would love to tell her that wearing a tiffany & co silver bracelet is nothing and that she should let me know the next time she buys a louis vuitton. I'll give her some $ so that she can get a better one because the one that she carries everywhere is hideous! Lastly, I wish I can tell her that such things do not make her any better than anyone else. She can pretend to be upmarket and lead a glamourous life, eating at expensive restaurants and wear designer clothing but everyone will know once they meet the rest of the family so why bother? Why spend all the money on designer clothing when your parents can barely make ends meet. Your dad's a gardener and your mum's a cleaner. These are respectable jobs but they will never fit into her fantasy world of designer brands so what is the point? Many times, I've decide to shut up because nothing good will be coming out of my mouth and its better to not say anything and live with it than to give her a piece of my mind and live to regret and incur the wrath of the rest of the family. At least I can pretend to get along with them at this point in time. So well, she's gone and I won't have to see her for a few months! Thank god!
Youngest sister - dumb. Definitely an attention-seeker would believes that everything revolves around her. She talks about nothing but cosmetics and fashion and has nothing intelligent to say. Our last conversation was about her ball dress. She has a turquoise dress that she wore as a bridesmaid and I would say that she looks good in it. Their family isn't coping very well financially and I feel that she should just wear that dress and go for her ball. Unfortunately, she don't like the colour (!!!) and wants her mum to make something for her so that no one else will have the same dress. I wish I can tell her that everyone has seen her in her school uniform and jeans and t-shirt. Having Karl Lagerfield designing a dress for her, have an entourage of top make-up artist and hair stylist will not turn her into a supermodel so WHY BOTHER! Everyone wants to look beautiful but her idea is to look drop-dead gorgeous, be the talk of the town/school and have guys falling head-over heels! Trust me, she will never be all that so why bother! She's only 16 and is doing really badly in school. Maybe she should learn how to focus on more important things!
So well, thats pretty much the family. They are the total opposite from my family and it has been so difficult getting along with them. I am not used to many things they do, the decisions they make but have decided to keep quiet and watch them fall than to help. They have, on many occasions, treat me as an outsider. I have cried and wished that things are different but have reached a stage where I will only protect my fiance and myself. They'll lead their life and I'll lead mine and hopefully, the chances of us having to cross path is minimised :)
NEW YEAR = FRESH START!
First of all...HAPPY NEW YEAR EVERYONE!
Thank god the festive season is over...unlike many, I actually dislike Christmas as I have to put up with my fiance's family and the new year means I'm GETTING ANOTHER YEAR OLDER! Even though my birthday's in 9 months time, a typical virgo female will look back and wonder why life hasn't been perfect and what happened to all those goals!
Since its my first blog entry, I shall introduce myself. My life is filled with coming up with different ways of making money every single day. I used to dream of making it to the big apple, working on Wall Street, be the top trader at citibank or top analyst at salomon smith barney. I guess the decisions that I have made so far after graduation has brought me no where close! I had to choose..to be a successful career woman and live the rest of my life alone, sleep around and have many unsuccessful relationships similar to what we watch on Sex In the City or spend the rest of my life in a nice and beautiful city with someone who will love me for the rest of my life.
I use to tell myself that I will never give up any career opportunities for men. That i'll only live once and I need to make full use of every opportunities presented to me. Surprisingly, i found that balance. To be able to spend time and be with someone who loves me and at the same time, managed a day job and my business at night and over the weekend. Life's tough and can be very stressful juggling everything at the same time but at least i'm happy and know that I am working towards my goal. I will never be as rich as Donald Trump or Warren Buffett but at least I know I am doing the best I can!
2007..somehow, i am filled with confidence and optimism. That this is the year...where my business will take off, where everything will fall into place and that things will turn out the way I want it to. Fingers crossed!
Thank god the festive season is over...unlike many, I actually dislike Christmas as I have to put up with my fiance's family and the new year means I'm GETTING ANOTHER YEAR OLDER! Even though my birthday's in 9 months time, a typical virgo female will look back and wonder why life hasn't been perfect and what happened to all those goals!
Since its my first blog entry, I shall introduce myself. My life is filled with coming up with different ways of making money every single day. I used to dream of making it to the big apple, working on Wall Street, be the top trader at citibank or top analyst at salomon smith barney. I guess the decisions that I have made so far after graduation has brought me no where close! I had to choose..to be a successful career woman and live the rest of my life alone, sleep around and have many unsuccessful relationships similar to what we watch on Sex In the City or spend the rest of my life in a nice and beautiful city with someone who will love me for the rest of my life.
I use to tell myself that I will never give up any career opportunities for men. That i'll only live once and I need to make full use of every opportunities presented to me. Surprisingly, i found that balance. To be able to spend time and be with someone who loves me and at the same time, managed a day job and my business at night and over the weekend. Life's tough and can be very stressful juggling everything at the same time but at least i'm happy and know that I am working towards my goal. I will never be as rich as Donald Trump or Warren Buffett but at least I know I am doing the best I can!
2007..somehow, i am filled with confidence and optimism. That this is the year...where my business will take off, where everything will fall into place and that things will turn out the way I want it to. Fingers crossed!
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